ONLINE FORECLOSURE SALES

El Paso Public Trustee’s office will not hold a foreclosure sale on November 27th, 2024, December 25th, 2024, or January 1st 2025. El Paso County Public Trustee’s Online Auction will be held on Wednesdays at 10:00AM Mountain Time. The El Paso County Public Trustee has contracted with RealAuction.com to host their online auction. Bidders may register at https://elpasoco.realforeclose.com. RealAuction.com offers free bidder training classes. Register for the class by calling (877) 361-7325 or emailing customerservice@realauction.com. If our office is closed, we have 2 payment/document drop boxes located at the Citizens Service Center for your convenience. One is directly to the left of our door on the second floor, or you may utilize the GREEN drop box located by the customer garage entrance. (Turn left before entering the garage and the GREEN drop box will be on your left). Please do not use the white ballot box located east of the building in the roundabout.

Notice to an Owner in Foreclosure:

If your property goes to foreclosure auction sale and is purchased for more than the total owed to the lender and to all other lien holders, please contact the public trustee's office after the sale because you may have funds due to you.

There is no reason to contract with a 3rd party to obtain the funds you are owed. Call our office at 520-6780 or email eforeclosures@elpasoco.com to claim your overbid funds.

Persons who may have funds due:

• Clyde M Trees
• Walter Duncan
• William C Engemann
• Paul Warmington
• Clint Shimon

In addition, be aware that ownership of the property will not transfer away from you until at least 8 business days after the actual foreclosure sale, which may occur at a date later than the initial sale date indicated on the mailed notice you receive from this office. There is no reason to vacate your home prior to the actual foreclosure sale.

Notice to Holder of a Junior Lien:

If you are the holder of a junior lien on a property with overbid funds, you may claim those funds, up to the amount of your lien, by filing an intent to redeem with this Office within 8 business days after sale. The cost of filing the intent is $50. You do not need to actually redeem to collect the overbid funds.

General Information:

If the borrower believes that a lender or servicer has violated the requirements for a single point of contact in section 38-38-103.1 or the prohibition on dual tracking in section 38-38- 103.2, the borrower may file a complaint with the Colorado attorney general, the federal consumer financial protection bureau (cfpb), or both. the filing of a complaint will not stop the foreclosure process.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

SEE THIS BROCHURE FOR MORE ON YOUR RIGHTS AS A PROPERTY OWNER OR AS A TENANT: Homeowner Tenant Help

The El Paso County Public Trustee has been protecting the rights of borrowers, lenders, and lienholders since 1894. The Office of the Public Trustee is fully funded by fees collected for services provided. Any such funds received in excess of operating expenses are turned over to the El Paso County general fund, after ensuring the maintenance of an operational reserve, as required by law.

The El Paso County Public Trustee’s office serves the citizens of El Paso County as defined in the Colorado Revised Statutes. The Public Trustee manages the release of deeds of trust and foreclosure of deeds of trust on properties within El Paso County. We administer these processes in a professional manner adhering to the guidelines and timelines set by the Colorado Revised Statutes.

The powers and duties of the office of Public Trustee and procedures for the operation of the office are defined in Title 38 of the Colorado Revised Statutes. The areas covered include:

• Foreclosures of Deeds of Trust
• Releases of Deeds of Trust

The Public Trustee does not:

• Give legal advice – contact an Attorney.
• Handle Tax Sales – contact the County Treasurer at 719-520-7900.
• Release private trustee mortgage transactions.
• Handle Federal Auctions, such as HUD or VA.
• Have information regarding liens on foreclosed property – contact the Clerk and Recorder at 520-6200.
• Have access to the foreclosed property.

Liability:

Although every reasonable effort has been made to ensure the accuracy of the public information data, El Paso County cannot be responsible for consequences resulting from any omissions or errors contained herein.

El Paso County assumes no liability whatsoever associated with the use or misuse of this data.

Related Downloads:

Public Trustee Policies

Foreclosure Process

Foreclosure Sale Policy

Public Trustee Fee Schedule 7/1/2024

ELECTRONIC FORECLOSURE DOCUMENTS POLICY